It is always important to have some savings put away for emergencies or “rainy days”.  However, with the right planning and by investing over the long term, compound growth from investment markets can potentially do much of the saving for you.  When larger investments are planned over longer timescales, this also enables you to make a smaller regular saving which is often more achievable than having to find the cost of a large one-off expenditure all in one go at the point of purchase.

This makes investment planning particularly useful when considering how to meet future goals such as covering the cost of school fees, house deposits or even luxury items that you have always wanted to have “one day”.

There are a multitude of savings plans and tax wrappers available with a wide range of investment options in addition.  We can help to put together the most tax efficient savings plan for you with an investment approach that fits in with your objectives and gives you the greatest probability of achieving these.