Our Fees
Given the industry that we operate in, we feel that it is extremely important to be as transparent as possible, not only in terms of the service we will provide but also what we will charge for it.
Given the industry that we operate in, we feel that it is extremely important to be as transparent as possible, not only in terms of the service we will provide but also what we will charge for it. We acknowledge that for an individual or business to entrust us with their savings takes a lot of trust and the only way that we can earn that trust is to be as transparent as possible. This is why we are transparent from the outset. The fees we charge will depend on the complexity of your personal situation, as well as the existing pensions and investments you hold.
Initial meeting
We are happy to have an initial meeting at our own expense. This will enable us to discuss your objectives and how we are able to help with this and the work that this might entail. There is no cost involved at this stage as it is merely an opportunity to work out whether we are able to help you fulfil your needs and to get to know you and we are happy to meet you in person or remotely by phone/online if preferred.
Follow up to the initial meeting, review of existing plans/financial position and preparation of a financial plan
During the initial meeting, we will discuss the process involved for conducting our initial research to assess what changes (if any) are needed to align your current position with your desired future position. Depending on your needs and circumstances, this may involve contacting existing providers to assess whether any plans you already have in place are competitive and able to fulfil your needs or it may involve researching the market to source a new provider to set up a new plan to enable you to meet your objectives.
After our initial follow up which will outline our discussions from our meeting and next steps, we can then begin putting together a financial plan (if required). By having this in place, it enables you to better monitor where you are on your journey towards meeting your financial needs and we can monitor this on an ongoing basis so that you always know if you are on track to meet your goals and if not, what is required to bring you back on course.
Should you wish to go ahead with our recommendations, there is an initial implementation fee of 1% of the value invested (capped at a maximum of £5,000) to cover the costs of our initial research and providing the recommendation. We believe that capped fee allows us to cover the cost of providing the initial recommendation whilst ensuring that those who plan to invest or seek recommendations on larger savings are not unfairly treated. The fee is based on the total amount invested for a family unit and is only charged once rather than being charged per individual.
Arrange a FREE initial meeting
Please get in touch to discuss your objectives and to see how we are ale to help you. We offer a FREE initial meeting.